This control of the entities of the State, through its leaders, puts under risk all the individual economies, because they come from a fundamental principle that is the trust in the leaders, when they nowadays do not profit from the popularity needed so that such trust is superior to the same risk of its control. This deficiency has been already overcome since 2009 with the creation of virtual or cryptocurrencies, that escape from the government control and permit to reduce the risk. Much before this, already the traditional banking had used the electronic transactions as a support for the services rendered. Notwithstanding the above, the money as such until what is known up to now, is still under the control of supra social organizations that do not comply exclusively with the needs of the beneficiaries, but with a very high cost for the users, affect the communities, with inflation, regulation and devaluation on one side, and complex technical requirements in the other hand. The current solution since a decade ago is an intelligent and practical alternative to avoid the real loss of the purchase power of the people, but even now it is not established in the social basis to be multiplied and spread so that it turns into a solution more than theoretical, practice that has been performed since decades ago, today it is needed to permeate the knowledge to all the layers of the commerce so that the public in general, do not require a knowledge higher to the value of its contribution to the society to use it.
The simplest vision is to create a community of users and diffusers of the knowledge in the area, with the support of the technological applications for the trustful exchange of goods and services. The reduction of costs is the key factor in the exchange operation. Today the banks through their physical, virtual and electronic tools involve a direct cost to the user of over 2%, together with the requisites of membership and limitations in the rendering of the service that only the consumption of time could cost hours of work at an undetermined cost.
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